Best Dog Insurance: If you are someone who is looking for the best dog insurance in India in 2023, My Cheery Pet has got you covered. As we all know for some pet owners, pets are like their own children and they want to make sure they provide their kids with the best care possible buying insurance is just one of the important things.
In today’s world where pets have become and are treated like loving family members, ensuring their health and well-being has become the uppermost part of the responsibility. With the sudden boom in pet ownership in India, the demand for dependable and all-inclusive pet insurance has increased.
Having a backup plan that can provide financial support in times of unanticipated medical emergencies is essential for our four-legged friends. When it comes to medical expenses, we all know how difficult it can get for us to provide proper healthcare treatment to our four-legged friend without hurting our pockets.
That is why buying dog insurance has become a necessity and in this article, we will get you through the best dog insurance in India.
Best Dog Insurance in India 2023: Understanding The Need of Dog Insurance
Dog insurance is not different from human health insurance. Dog insurance is in fact quite similar to human health insurance. Dog insurance is designed to help you reduce the financial burden in case of an unexpected veterinary emergency which may or may not be expensive.
Dog insurance ensures that you will be able to provide the best care to your four-legged family member in case of any medical emergency. Dog insurance covers a wide range of medical expenses and treatments depending on the plans you buy for example; preventive care, diagnostics, and surgeries.
Also, you can learn more about how to clean your dog with our dog-cleaning step-by-step guide
Expenses & Treatments a Dog Insurance Covers
- Medical Emergencies: Medical emergencies that provide coverage for unexpected injuries, accidents, surgical procedures & hospitalization, and immediate medical treatments.
- Diseases & Illnesses: Diseases & illness provide coverage for diagnosis & treatments related to several illnesses, coverage for medications & prescriptions, and chronic conditions for long-term care.
- Diagnostics Procedures: Provide coverage for various tests such as X-rays, blood tests, ultrasounds, biopsies, and other diagnostic tests.
- Surgical Interventions: Provide coverage for various surgeries such as Orthopedic surgeries, Soft tissue surgeries, specialty surgeries, and so on.
- Cancer Treatments: Provide coverage against expensive treatments and therapy such as Chemotherapy, radiation therapy, surgeries, and treatment related to cancer.
- Dental Care: Provide coverage for routine dental cleaning checkups and treatment of dental infections & diseases.
- Hereditary & Congenital Conditions: Provide coverage against genetic conditions, born disability, and congenital anomalies.
- Alternative Therapy: Provide cover for therapies such as chiropractic, acupuncture, rehabilitation, and physical therapy.
- Medications & Prescription: Provide coverage for prescribed medications and long-term medications treatment & management.
- Behavioral Therapy: Provide coverage against behavioral consultations, anxiety, and behavioral-related issues.
The coverage and protection are determined by the type of health insurance you buy. So it is advised that you go through the terms & conditions and read all the documents thoroughly to make sure your insurance provides the protection you are looking for for your furry family member.
Best Dog Insurance In India: Criteria For Buying Insurance
Determining the best dog insurance plans could be a difficult task and that is why My Cheery Pet has provided you with the factors to help you determine the right insurance plan for your furry friend.
Benefits and Coverage
A good insurance plan should provide protection against various medical treatments and should cover accidents, surgeries, illnesses, preventive care, hospitalization, dental care, post-recovery, routine health check-ups, routine dental health check-ups, therapies, prescription medications, and so on.
Premium & Deductibles
To make sure that the policy and insurance plans remain financially accessible for pet owners the premium of the plans should be affordable with reasonable deductibles. This way pet owners don’t have to put on extra effort into making sure they provide their furry friend with the best care possible without hurting their pocket.
Reimbursement Structure
You should always look for a dog insurance plan that is straightforward and offers transparency in its reimbursement process. If the insurance plan offers a higher percentage of reimbursement and allows you for later customization then you can buy the plan for your furry friend.
Customer Experience
This is something you should always pay close attention to because customer experience says a lot. The plan must provide a hassle-free customer experience by providing efficient customer service, and easy claims processing for the insurance claim.
Learn more about how you can take care of your dog with our Dog Care Step-By-Step Guide
Top Dog Insurance Plan In India 2023: Best Dog Insurance In India
Now let’s find out the best dog insurance in India that you can buy for your furry friend to ensure their health and wellness.
Bajaj Allianz Pet Dog Insurance Policy
The first on the list of the best dog insurance in India is Bajaj Allianz Pet Dog Insurance Policy. Bajaj Allianz treats your pet as your family member and they provide your dog with the best medical care possible while protecting your wallet from additional expensive veterinary bills. Their plan not only covers medical treatments but also provides additional support in case you lose your pet and it goes missing.
| Maximum Annual Coverage | Entry Age |
| Up to INR 50,000 | 3 months- 7 years |
Key Features of Bajaj Allianz Pet Dog Insurance Policy
- The lowest price range for the plan is INR 315.
- The policy includes coverage for a range of pets including pets of indigenous origin, mixed breeds, and exotic breeds.
- The plans provide coverage against; surgery expenses, hospitalization, mortality benefits, terminal disease, optional coverage, out-patient expenses, third-party liability cover, and theft/lost/straying cover.
- The plans also offer a 5% discount if your dog is radio frequency identification tagged.
- Even as they age and get old, dogs kept as pets do not need to undergo any mandatory medical examinations.
- Each claim submitted under this category is applicable for a 10% co-payment.
- The coverage provision includes pet vaccinations.
- The policy is valid for a maximum of six months.
- Hassle-free customer care service for smooth transitioning of claims
Future Generali India Dog Health Insurance
Future Generali is another one of the best dog insurance in India that offers a total protection plan for your furry friend. Future Generali India Dog health insurance understands that being a pet parent can sometimes become difficult emotionally and mentally during the time of distress as no one wants their family members to suffer.
| Maximum Annual Coverage | Entry Age |
| Depends on the breed and size of the dog | 3 months- 10 years |
Key Features of Future Generali India Dog Health Insurance
- Terminal Illness Cover
- Veterinary on-call (Home visits)
- Lost & Stolen cover
- Emergency Pet Minding Cover
- Long-Term Care Cover
- Third-Party Liability Cover
- Funeral Cost Cover
Additional advantages of buying FG Dog health cover
- Fast Claims Settlements
- Swift Policy Issuance
- Comprehensive Coverage
- Affordable Premiums
Digit Pet Insurance Policy
Next on the list of the best dog insurance in India is the Digit Pet Insurance policy. Digit Pet is one of the top dog insurance policies that offer comprehensive coverage and protection plans against unwanted mishaps. With services such as a zero document policy, swift claiming process, and pocket-friendly premiums makes it one of the most preferred plans for your furry friend.
| Maximum Annual Coverage | Entry Age |
| INR 50,000 | 8 weeks – 8 years |
Key Features of Digit Pet Insurance Policy
- Provide financial security to pet owners
- Offers flexible and customizable insurance policies for both cats and dogs for smooth transitioning.
- Provide coverage against annual or routine health care checkups.
- Protection against accidental injuries.
- Additional services such as free examination for the insured pet.
- Extra protection and coverage against hospitalization, funeral cost, surgery expenses, therapies, laser treatment, and other medical treatments and expenses that are mentioned in the policy.
- Liability insurance provides protection in case your pet causes any damage to the third party’s property.
Bottom Line
Finding the best dog insurance in India could be overwhelming especially when there are so many options available and every dog insurance policy claims to be the best. So the best thing you can do is to carefully examine the plans that are available and finalize the dog insurance that meets your requirements.
I hope you find this article helpful and in case I miss out on any important topic, feel free to leave your suggestion in the comment section. I would be happy to read your suggestion and work on it.
Here you can read and know about the best food for dogs in India
Which is the best pet insurance for dogs in India?
New India Assurance, Bajaj Allianz, United India Insurance, National Insurance, and Digit Pet Insurance are some of the best pet insurance for dogs in India.
What is the best level of pet insurance?
A lifetime policy is the best level of pet insurance as it offers total coverage and protection against illness and accidents and every time you renew a lifetime policy the amount you can use each year resets.
What is the best age to get dog insurance?
The best age to buy insurance for your dog is when your dog is a puppy (young age).
How many types of pet insurance are there?
As of today, there are three types of pet insurance that offer cover and protection against several illnesses, accidents, injuries, surgery, therapy, theft, and so on. And these insurance are Lifetime Cover, Time-limited Cover, and Money Limit Cover.